Loan Rates
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Effective Date:January, 2012
     
New or Used Vehicle up to Two (2) Model Years Old Term As Low As SPECIAL RATES*
As low as
  Up to 36 Months 5.99% 1.49%
  37-60 Months 5.99% 2.49%
  61-72 Months 6.99% 3.25%
     
Used Vehicle SPECIAL RATES*
As Low As
Three (3) and Four (4) model years old
6-48 Months 6.24% 4.49%
Five (5) and Six (6) model years old
6 - 48 Months 6.49% 4.99%
   
RV/ Util/ Boat (Finanace 80% Used, )
  36 Months 8.49%
  60 Months 8.99%
  96 Months 9.49%
  120 Months 10.99%
     
Fixed Home Equity Loans (Minimum $3000)
Up to 80% LTV. Requires HVE or Market Analysis/Appraisal.
  36 Months 4.50%
  60 Months 4.99%
  96 Months 5.24%
  120 Months 5.49%
  144 Months 5.74%
  180 Months 5.99%
     
Home Equity Line of Credit
  80% LTV 5.00%
     
Fixed Signature SPECIAL RATES*
As Low As
    10.50% 7.99%
     
Signature Line
    7.25%
     
VISA
    12.90%
     
Share Secured
    5.50%

Annual percentage rate is determined by the board of directors on a monthly basis. Rates subject to change without prior notice.

*Special rates are for new loans only and do not apply to refinances of existing LPEFCU loans.

Please feel free to contact Dana Kulp @ (717) 393-5211, extension 423 for additional information regarding interest rates, loan products, and credit report issues.

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