SCHEDULE OF FEES AND CHARGES
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Share Drafts
NSF Fee - $30.00
Stop Payment Fee - $10.00
Copy of share draft - $5.00
Certified check - $10.00
Returned Deposit - $10.00
Automatic transfers (over 6 per month) - $25.00 each transfer

VISA Check Card
NSF Fee - $30.00
LOC Access Fee - $50.00

VISA Credit Card
Over-the-limit Fee - $25.00
Return Check Fee - $30.00
Late Payment Fee –$25.00 (After 20 days)
Lost/Stolen Card – 1st free, each additional $10.00
Automatic Payment Return Fee - $25.00
(A loan set up to be automatically deducted from a share or share draft account on a monthly basis lacking the necessary funds to automatically withdraw the payment when due)

Loans
In-House Loan late payment fee (after 15 days) - $10.00

Home Equity Line of Credit
No Fees
* An Appraisal may be required at the discretion of the loan officer, at member expense.

Wire Transfer
Domestic Wire Transfers to or from the credit union - $10.00
International Wire Transfers to or from the credit union - $30.00

Western Union
Western Unions from the credit union - $15.00

Third Party Check
$5.00

Share Certificate
Early withdrawal penalty – 90 days interest

Dormant Accounts
After one (1) year with no activity - $2.00


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"This credit union is federally insured by the National Credit Union Administration."